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OBJECTIVE

DBA provides technical and management
advice to companies and institutions on finance, management and strategy. We do not
believe that technical and financial advice can be isolated, since analysing a company and
its business involves opinions on management, on strategy, on markets, and particularly on
risks, and how these risks are mitigated and managed.

EXPERIENCE
AND KNOW-HOW

DBA advises its clients on the most effective financial strategy. In order to be able to
arrive at such, we assist the company in analysing its weaknesses and strengths and in
formulating objectives.

ASSISTS
COMPANIES

Very often we see that information provided to
financiers is either too limited, standardised and does not assist the financiers enough
in enabling them to arrive at a balanced credit opinion. In some other cases there is an
overkill of data. DBA understands the ins and outs of the financial sector and has the
necessary experience in knowing how financial markets operate. We recognise their
strengths, but likewise their shortcomings. Presentation of the company requires full
attention and effort of management. Information has to be consistent with the image, the
quality and the strategy of the company. One should not underestimate its importance,
which goes far beyond a balance sheet and a profit and loss account.
Presentations by DBA are often used
by financiers to prepare their own credit applications, as the information provided is in
line with banks' and institutions' internal requirements of reporting and analysis.
Besides, giving technical data as such is always insufficient, as technical data need to
be explained and understood. Special skills are required to do a more than average job,
and these skills are only exceptionally found within an individual company.

WORLD
CLASS CONCEPT

In an era of globalisation, we believe that companies need to strive for world class
level. It no longer suffices to be competitive with next door neighbours. To succeed,
companies need abundant stocks of three global assets: concepts (the best and latest
knowledge and ideas), competence (the ability to operate at the highest standards in any
place of the world), and last but not least, connections (the best relationships, which
provide access to the resources of other people and organisations around the world). We
believe that at DBA we can provide a very effective tool to our clients to become world
class.

STRATEGY
AND FINANCE

For many companies and institutions their
strategy is determined by financial restrictions and limitations which are seemingly being
imposed on them. This is not the ideal situation. Ideally finance follows strategy and is
the outcome of strategic choices and variables. According to our experience, too many
companies allow assumed financial parameters to determine their strategy.

KNOWING
AND UNDERSTANDING OF MARKETS

We continuously strive to know our markets and understand the behaviour of the various
players. This requires dedication and maintenance of many different networks. It is at the
very heart of what we are doing. Bridging information, know-how and experience from one
place to the other and such to the benefit of our clients. DBA has invested and
will continue to invest in knowing and understanding the markets we are operating in.
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